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Uninsured Driver Claims

Although most people abide the law and drive with insurance to cover themselves and others in the event of an accident, the numbers of uninsured drivers in the UK are higher than you would probably imagine. If you have been injured in an accident with an uninsured driver, we can help you make uninsured driver claims for compensation.

In 2008 the Motor Insurers’ Bureau (MIB) estimated that 1.7million motorists are currently driving on our roads without sufficient insurance cover. The effect this has on the insurance industry is vast - each year, uninsured drivers cost other motorists around £380 million; meaning around £30 of every car insurance policy goes towards covering the accidents that uninsured drivers cause.

Unlike regular claims for car accident compensation, uninsured driver claims are made by contacting the Motor Insurers’ Bureau; a government organisation established in 1946 that specialises in compensating those who are affected by road accidents with uninsured or ‘hit and run’ drivers. At Injuries Direct we can provide professional assistance into how best to approach the MIB to secure the maximum amount of personal injury compensation possible.

Uninsured Driver Claims Statistics

Some of the facts from uninsured driver claims are quite shocking and revealing. These include:

• Uninsured drivers are ten time more likely to drive under the influence of alcohol
• They are three times more likely to be convicted of some form of dangerous driving
• Around 900,000 motorists under the age of 30 are thought to be driving without insurance, something which has been blamed on the ever-increasing price of insurance premiums
• Approximately one in ten drivers has been involved in an accident with an uninsured driver

The last statistic in particular is worrying to a law-abiding motorist as this proves that the chance of this happening to you is fairly high. Therefore it is vitally important that you should be aware of what to do if the situation ever arises.

With uninsured driver claims to the MIB, you can in fact submit a claim yourself by visiting their website and therefore do not necessarily require the services of a solicitor. However, at Injuries Direct we strongly recommend using a specialised road accident claim solicitor to maximise your chances of receiving the full amount of compensation available to you. This is because the will have vast experience dealing with clients who have been in a similar situation, and know exactly how to present the case to the organisation in order to secure a full payout.

Making Uninsured Driver Claims for Compensation

Uninsured driver claims do not always qualify for no win no fee compensation agreements as the solicitor’s legal fees cannot be reclaimed from a losing party. Instead it may be the case that they will take a portion of your compensation award. In every case exactly how much they can take will be agreed upfront with you. If you are not entirely happy with this, we can find you a different solicitor work the claim for you.

The important thing to remember here however is that using a compensation claim solicitors service gives you a far better chance not only securing compensation, but also the amount you get is likely to be far higher than if you were to make the claim alone.

For more information about our uninsured driver claims service, contact Injuries Direct on 0800 2800 979 or complete our Contact form

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