Injuries Direct - Personal Injury Claims

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Payment Protection Insurance has been used for a number of years alongside credit agreements, loans, mortgages and other repayment plans. The aim of payment protection insurance (PPI) is to cover the borrower in the event that they cannot make their monthly repayment due to ill health or unemployment.

Unfortunately, many people have had their PPI mis-sold to them, or have been sold PPI without their knowledge. It has been shown that over 80% of people who have tried to make a PPI Claim have been refused due to circumstances that they were not aware of when sold the policy.

Tens of millions of payment protection insurance policies have been mis-sold to people, resulting in potentially billions of pounds of PPI waiting to be reclaimed. You may not even know if you have a payment protection insurance policy covering your loan or credit agreement. However, if you can say yes to any of the following questions, you may be able to reclaim PPI.

• Were you self-employed, unemployed or retired when the loan was sold to you?
• Were you pressurised into taking out PPI on your loan?
• Were you unaware of any alternative PPI agreements available?
• Were you told you were more likely to be accepted for your loan if you took out a PPI policy?
• Did the lender fail to tell you about PPI being added to your loan?

PPI agreements are very expensive, and can add thousands of pounds to the total repayment of your loan. For the few that qualify there are sometimes benefits of having payment protection insurance. However, the PPI that banks or credit companies sell is almost always far too expensive for the loan you have. As well as this, most fail to inform you about competitors, as many people would not have heard of PPI before getting the loan. What they then find is that payment protection insurance is found far cheaper using online loan companies, often found through price comparison websites.

If any of the aforementioned information sounds like the situation you are in, you may be able to make a PPI claim. Moneyback Direct has helped individuals reclaim their PPI premiums and more!

To find out if you have a PPI claim or for more information please contact us on 0800 652 5656 or use our quick enquiry form.

Money Back Direct is a trading style of Injuries Direct Ltd, registered No. 04805947. Incorporated in England Registered Office: Chester House, 68 Chestergate, Macclesfield, Cheshire, SK11 6DY. Injuries Direct Ltd is regulated by the Ministry of Justice; registration recorded on the website www.claimsregulation.gov.uk

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