Does it matter if I was injured whilst not wearing my seatbelt?
Your ability to claim compensation will not be affected by you not wearing a seat belt if one was fitted, but your compensation could be affected by up to 25%. It can also depend on what injuries occurred due to you not wearing the fitted seatbelt. Some injuries can also be cause by the wearing of seatbelts.
Can I recover the cost of hiring another vehicle whilst my vehicle is damaged?
Yes, the cost of replacement vehicle can be recovered for a reasonable period and providing the cost of the vehicle is kept to a minimum also providing the vehicle is comparable to the one you have lost.
How long do I have to make a claim after an accident?
The law states you have three years in which a claim. From the date of the accident or the date when you knew or ought to have known that you had a claim for compensation, whichever is the later? The longer you leave a claim before you deal with it, the more difficult it becomes. People’s memories fade and documents go missing all this makes it harder to pursue your personal injury claim. The best advice is to contact Injuries Direct at the earliest opportunity with your injury claim.
What if I lose the claim, will it cost me anything?
The scheme run by Injuries Direct ensures that no claim for costs can be made against you, irrespective of the outcome.
Will I have to attend for a medical examination?
Yes most injury claims require a medical report from an independent medical expert before compensation can be calculated. The medical expert report will obtain your medical records and makes sure that a balanced report is sent to your Solicitor.
Will my claim need to go to Court?
The majority of claims are settled out of court; only a very small minority of cases go to Court. But there is no obligation on you to go to Court, a typical reason a case will go to Court is if you are not happy with the compensation offer that has been made or you decide to go to Court not your Solicitor. The vast majority of cases settle without ever going near a Court.